Lending Services

At Peoples Independent Bank, we offer a variety of loans. Whether your loan needs are large or small, we are ready to talk with you about how our loan services can meet your needs. We offer competitive rates to meet a variety of your personal or business needs.  Let us help you find financing appropriate to your situation.  You can choose from various repayment plans, utilize knowledge from our experienced staff with local decision making and processing.  Loans are subject to credit approval.

Sound bank policies, coupled with careful observance of state and federal lending regulations, make Peoples Independent Bank your dependable partner in providing a wide range of loan services. Stop by any of our convenient locations and allow our loan specialists to work with you on your financial needs.

Auto Loans

Peoples Independent Bank offers complete financial services on all types of automobiles, including both new and late model used cars and trucks.

Boat and Recreational Loans

We make all types of recreational loans…campers, boats, vans, and even loans to buy recreational equipment and supplies.

Personal Loans

Peoples Independent Bank can make personal loans that are ideal for paying taxes, medical bills, or loans to see you through emergencies. In fact, a personal loan can be used to consolidate several small debts into a single monthly payment.

Mortgage Loan Originators

  • Jack R Hancock II MLO#505165
  • Ronny Dobbins MLO#505169
  • Tim Haston MLO#505176
  • Caleb Liverett MLO#2184845
  • Charleen Hubbard MLO#505179
  • Chris McGinnis MLO#505167
  • Chris Bishop MLO#505182
  • Chris Washburn MLO#1812402
  • DonNeeysa Adams MLO#760789
  • Dannielle Atchley MLO#775191
  • Melodi Joy Johnson MLO#643943
  • Tim McKenzie MLO#726682
  • Paula Nicholas MLO#1618472
  • Sharlene Shell MLO#721416
  • Kelly Beck MLO#1682694
  • Joshua Beck MLO#178629
  • Diane Weaver MLO#1618483
  • Jan McMurray MLO#1399546

Construction Loans

Building? We are your headquarters for construction loans. We’ll help arrange a loan that lets you and your family build the home of your dreams. Construction/permanent loans are also available.
Home Improvement Loans

Talk with us about a loan that helps you add on a room, a deck, even install a new pool. Peoples Independent Bank can make any type of home or property improvement loan.